Experiencing a volcanic eruption is concerning for many reasons, and you must always make sure your home is protected as much as possible before this happens. There are many hazards … Read more
Learn how to allocate your funds effectively and make the most out of every dollar with this step-by-step guide on the envelope budgeting system.
The pay-yourself-first budget lets you prioritize savings and debt repayment to boost financial stability. Adopt this budgeting strategy and take control of your finances more than you’ve ever done before.
Value-based budgeting is a strategic planning method for taking control of your finances and living a fulfilled life. Learn how it works and the key principles that govern it.
The 50/30/20 budgeting rule is a simple and effective way to manage your finances. Learn how it works and how to allocate funds for your essentials, wants, and savings.
No, home insurance generally doesn’t cover rodent damage because rodent or insect infestations are considered preventable and are usually caused by neglect or failure to properly maintain the property. However, … Read more
As a property owner, knowing what is and isn’t covered by your homeowners’ insurance policy is important. So, does homeowners insurance cover lightning damage? Lightning damage is considered a peril, … Read more
Your home is your largest investment, a place where you rest from work, raise your family, and build equity. As such, when going through the home-buying process you purchase homeowner’s … Read more
One of the most basic risks that homeowners face is vandalism to their property. You may be aware that homeowners insurance covers other standard pitfalls, like fire, hail, or theft. … Read more
C.L.U.E. or (Comprehensive Loss Underwriting Exchange) is identified as a claims history database operated by consumer reporting agency LexisNexis which makes it possible for insurance agencies to view consumer claims … Read more
A peril is an occurrence, such as a fire, hurricane, or robbery, that damages your home or possessions. The perils which your homeowners insurance covers are listed in your insurance … Read more
The job of a home insurance adjuster is to look for any type of structural damage to your main residence, but other types of potential losses, for instance, a damaged … Read more
Yes, home insurance covers smoke damage to your house from a wide variety of causes.
While flat deductibles for home insurance range from $500 to $2000, some companies use percentage deductibles which can be as high as several thousands of dollars.
This type of homeowners insurance is a way of providing some extra protection for the homeowner. It is an optional type of insurance addendum that pays the entire cost of … Read more
The fact of the matter is that homeowners insurance claims are denied daily. Usually, this is done in an above-board, valid manner, although occasionally it is the result of an … Read more
The foundation of your home is essentially the concrete base upon which your house sits. This is covered by homeowners insurance just the same as any other part of your … Read more
Aggregate exposure management is a term that sounds intimidating but really isn’t. What exactly it means is this. This is a limit contained in an insurance policy declaring the most … Read more
Fires represent some of the most damaging situations that a homeowner can face. Not only is the fire itself destructive, but the smoke released from even a mild fire can … Read more
Have you ever wondered what would happen if you took your dog out for a walk, and it bit someone? The exact consequences can vary by state, however, in many … Read more
Storms are not fun for homeowners. Sure, rain can be tranquil and serene, but it can become a massive nuisance to the homeowner, especially if the storm is a rough … Read more