Andrew Lee
When searching for a home insurance policy, it’s essential to find a plan that covers your main dwelling, all unattached structures, and liability claims. In addition, an affordable premium, reasonable … Read more
No state has a legal requirement for homeowners insurance. Whether or not to insure the home remains the decision of the homeowners and mortgage lenders. If you own your home … Read more
Homeowners insurance companies expend a large amount of effort determining the cost of replacing homes and base their rates largely on these estimates. In addition, they consider other factors, such … Read more
A tree that is struck by lightning can cause a lot of damage to your home and property. In many cases, homeowners insurance will cover the damages caused by a … Read more
Many homeowners are asking this question lately: does homeowners insurance cover roof leaks from ice dams? The answer, unfortunately, is not a simple yes or no. It depends on your … Read more
There is no doubt that trees are a beautiful addition to any property. However, when trees grow too large and their roots begin to damage nearby properties, things can get … Read more
Identity theft is a growing problem in the United States. According to the Identity Theft Resource Center, there were 781 data breaches in 2017 that affected over 176 million records. … Read more
You might be wondering, does homeowners insurance cover a broken sliding glass door? The answer is: it depends. There are a few things that you need to take into account … Read more
For most of us, when we have a problem in our home we worry about not only the home itself, but all of our belongings and irreplaceable items that we … Read more
You just bought your dream home. You spent months looking for the perfect one and when you finally found it, you were so excited to call it your own. But … Read more
Homeowners insurance covers some types of porch damage, provided you select a policy with a dwelling insurance clause. These clauses extend protection to any structure physically connected to your home, … Read more
Renters insurance (HO-4) is an insurance policy that protects tenants for their personal property. Renters insurance does not cover damage to the apartment or housing complex the renter resides in … Read more
The concept of life insurance is straight-forward. As a life insurance policyholder, you pay a certain premium each month and when you pass away your family receives the death benefit. … Read more
If you are caught drunk driving and convicted of a DUI (driving under influence), you may face a number of legal repercussions depending on the circumstances. A DUI on your … Read more
Most homeowners in the US have a dishwasher sitting in their kitchen because it’s essential for loading dishes, pans, utensils, and pens. The dishwasher can cause water damage to the … Read more
Trees look beautiful and purify the oxygen we need to breathe. However, it’s difficult to appreciate the beauty of trees if you return home only to find out one has … Read more
The average new car depreciates by 20% in the first year of ownership. This statistic applies to all cars, ranging from sedans to SUVs. Vehicles are susceptible to depreciation and … Read more
Each year more than 40 million Americans are injured in accidents. Many accidents result in death or permanent disability. There are exclusions in life insurance policies which means there are … Read more
California residents who are buying real estate near high-risk areas surrounded by flammable vegetation find it increasingly difficult to obtain home insurance. Wildfires burn thousands of homes in California and … Read more
Home insurance covers property damage and personal property such as the air conditioning (HVAC) unit. Each home insurance policy defines a set of covered perils that you can claim damages … Read more
Hail storms are a frequent occurrence in certain US states and they can cause roof damage to the tune of thousands of dollars. The cost to repair the damage varies … Read more
