The winter season brings many things with it – colder weather, fun holidays, and long nights. Oftentimes, it can also bring headaches for a homeowner in the form of freezing … Read more

Out of all the places where you can expect water damage, the basement is the most obvious one. Located at the lowest point in the house, it is a natural … Read more

Few things are worse than being subjected to burglary. Not only can it be traumatic to have your possessions rifled through, but then you have the added stress of replacing … Read more

Learn how State Farm home insurance treats roof leaks.

Imagine waking up one morning, and finding your car vandalized, or having been crushed by a tree at the night during a particularly bad storm. You might be tempted to … Read more

Have you noticed some peeling paint, or musty odors coming from your walls, particularly from parts closer to the ground? Or perhaps you’ve seen wet spots, even though there’s no … Read more

Lawnmowers cause a surprisingly high amount of damage, especially to younger kids. In fact, tens of thousands of people are hospitalized each year due to injuries as a result of … Read more

Oil tanks are a very risky feature to have on your property. They can make central heating very cheap, but the risk of an oil spill happening can mean a … Read more

If you’ve just recently survived a heavy storm, but noticed that your shed housing all of your tools (or perhaps more) was damaged, perhaps due to the roof leaking, or … Read more

Replacing your HVAC system can be a massive pain: it requires an extensive amount of work both removing the systems and possibly having to replace vents. If you have to … Read more

You wake up one day, after a major storm. Perhaps there was lots of lightning, or lots of wind, whatever the case parts of your house were damaged, including your … Read more

Few things are as scary as wildfire. Destructive, uncontrollable, long-lived and spread over a wide area. You couldn’t ask for the worst sort of disaster. If your house is damaged … Read more

Fire is among the most damaging of all events to a property. The fire can spread easily, it will damage everything, and if the fire itself doesn’t destroy something, then … Read more

Floors are something that is easy to take for granted, so when they’ve become destroyed or damaged, you might want to know whether or not your homeowners insurance will cover … Read more

The unthinkable has happened! You were robbed in the middle of the night, and now the most valuable of your possessions has been taken. How do you even start to … Read more

If your garage has been damaged, and your car was inside and also damaged, the bad news are: your homeowners insurance will almost certainly not cover the cost of replacing … Read more

Finding a crack in your foundation can be an indication of a variety of different problems, from structural issues with your home to difficulties maintaining a proper soil environment. Your … Read more

Attic insulation is extremely important for maintaining the temperature of your home, so when it becomes damaged or needs replacing, it’s imperative to do so as soon as possible. Your … Read more

Disaster has struck, and now you have to have a part of your home outright replaced, alongside your possessions. How will the value for these things be calculated by your … Read more

Well, when it comes to appliances there is no guarantee. However, all isn’t lost either. Your homeowners insurance could help cover home appliances in particular situations. Insurance policies can have varied terms, … Read more

Well, here’s a straight answer to that question. Depending on the insurance agency you have chosen, a home insurance claim will ordinarily stay on your record for anywhere from 5 to … Read more