The value of a sense of security may be priceless, but security systems can also provide the added benefit of saving you money on your home insurance policy. While the … Read more

It is no secret that living in an HOA neighborhood has its perks, with one of the main ones being well-kept common areas and access to amenities. There are a variety … Read more

On average, windows can cost anywhere between $200 and $1200 to fix or repair and unfortunately it doesn’t have to take a whole lot of effort to break one. The expense … Read more

Luckily for the millions of dog owners in the United States, standard home insurance policies cover dog bites in the large majority of cases. Dog bites are covered by the … Read more

Homeowners insurance does cover items in storage units off of your property’s limits, however, there are limits to this coverage. First of all, the coverage for your items in storage … Read more

As per usual in the world of insurance policies, there are always little loopholes and other nooks and crannies where discrepancies can be made. There is a myriad of ways … Read more

No, homeowners insurance does not cover mudslides or landslides. This is because home insurance covers the common damages to homes that could occur just about anywhere. These damages include fire, … Read more

Regardless of the situation, it’s vital to buy homeowners insurance so that you can protect not only your home but all of your personal possessions. However, nothing lasts forever, and sometime … Read more

Under certain conditions, your homeowners insurance company will provide coverage for boat rental. However, this coverage is quite limited. While renting a boat is usually viewed as a great summer pastime, … Read more

Here’s an unusual question that you probably haven’t thought of concerning your homeowners insurance. If you are the owner of a trampoline, taking into account the risk of injury when … Read more

You need to keep in mind that the main goal behind homeowner’s insurance is to aid you in recovering from unavoidable hazards. So if you are in need of compensation for … Read more

Ordinarily, a centralized air conditioning unit will be covered by your homeowners insurance. But what about other parts of your HVAC system. Will your homeowners insurance repair or replace a heating unit … Read more

Well, let’s make the answer to this question short and sweet. Your homeowners insurance will almost certainly cover damage to your fence if it was the result of a covered … Read more

It’s not unusual for many homeowners to invest a considerable amount of time and money into their landscaping planting an array of colorful flowers, laying mulch, and trimming shrubbery. All … Read more

This is an excellent question, and the answer is no. Your homeowners insurance will not cover the damage caused by a tree on your property falling onto a neighbor’s home. In such … Read more

Few situations are as nightmarish as basement flooding. Not only is the flood itself hard to deal with, but then it is likely to damage both your possessions and the … Read more

It takes a lot of investment to maintain our house and property. From mowers to tractors, you have likely invested thousands of dollars to help maintain and operate your property. … Read more

In many instances, the question of what your homeowners insurance will or won’t cover can be unclear and full of caveats. Car-related problems are one of the few exceptions to … Read more

Depending on who you ask, your roof is probably the most essential feature of the structure of your home and its condition can have a huge effect on the cost … Read more

Various insurance companies handle coverage of removal or damage by raccoons and other animals like birds, bats, mice, and squirrels in different ways. If you live in North America you … Read more

Homeowners insurance is set up to shield you from the loss of personal property. It would seem that coverage should also include your collectibles, regardless of what they are, but alas, … Read more