Experiencing a power outage? It might seem like a dire emergency to you, but for your homeowners insurance company it’s just an inconvenience. If you find that you are forced … Read more

As a general rule, homeowners insurance does not cover the expense of repairing your gutters. If they are missing, falling down, or damaged in some other way, your standard insurance … Read more

The dwelling coverage in your average homeowners policy may potentially pay for damage to your home’s structure from a covered peril as well as anything permanently attached to it, which … Read more

When you are in the process of obtaining homeowners insurance, you should always carefully read over the exact coverage before you sign. Determine for certain that everything is covered, and that … Read more

Infestations are the worst! Whether with insects or rodents, infestations can cause all kinds of damage to your property, your possessions, and your health. This doesn’t even mention how gross … Read more

Yet another heavy rainstorm has occurred and you’ve just finished cleaning up the basement for the umpteenth time. This is when you need to know if your homeowners insurance will … Read more

While you may know that homeowners insurance covers loss or damage to most of your personal possessions from certain perils like fire, theft, or storm damage, you might not have … Read more

Every home owner’s nightmare is to have your water pipes freeze during extremely cold weather and then burst. So a big worry for most home owners is does homeowners insurance … Read more

So does your home insurance cover the cost to repair insulation? Well, the answer will depend on the cause of the insulation damage. Homeowners insurance covers some perils while leaving … Read more

When it comes to storms damaging your home, it is important to consider the multitudes of ways different aspects of storms can cause various types of damage to your home. … Read more

If you are a homeowner then you might well be concerned about whether or not homeowners insurance covers sidewalk repair. Unfortunately, if you have a sidewalk badly in need of … Read more

A broken window can lead to a whole lot of headaches, such as infestations or water damage. If you discover that your window is leaking, will your homeowners insurance cover … Read more

Before we answer the above question, there are understandably many people out there who are unsure of precisely what an ice dam is. Here’s an explanation for you: It is … Read more

Imagine that one day you wake up, and upon checking your mail, you learn that you’re being sued for defamation. After panicking over the thought of long hours in a … Read more

Basic homeowners insurance policies normally do not cover termite damage or the successful treatment of the infestation, nor will they cover damage caused by other kinds of pests. The reason … Read more

The last place you want water in your bathroom is on the floor, but unfortunately, bathroom leaks happen and when they do it can be an expensive fix. Luckily, if the … Read more

A termite wanted a snack, water went where it wasn’t supposed, or your toddler got really excited playing soccer in the house; whatever the reason your drywall can very easily … Read more

Life happens and when it does, insurance can be used to help protect you physically, financially, and to keep your home safe and secure. Unfortunately, after filing a claim your homeowners … Read more

With crime on the rise, you can never be too careful with your possessions. That’s why it’s important to make sure that your insurance will help cover you in cases … Read more

There’s nothing quite like the sensation of sliding into your hot tub after a long and difficult day at work and feeling your muscles breathe a sigh of relief. Suddenly … Read more

Although we all hope it won’t happen, in the event a disaster covered by your home insurance demolishes your house, the expense involved in meeting the terms of new building … Read more