Does Homeowners Insurance Cover Chimney Repair?
As a homeowner, you purchased homeowners insurance to give you peace of mind in case of unfortunate events, such as damages caused by severe storms, including fallen trees, but what … Read more
Does Renters Insurance Cover Tornado Damage?
Yes – many renters insurance policies include coverage for damage due to wind or windstorms, which naturally includes tornadoes. Tornadoes in the US Tornadoes and severe thunderstorms are one of … Read more
Does Hurricane Insurance Cover Flood?
In short, the answer is no – hurricane insurance does not cover damage caused by floods. Hurricane season – at least in the Atlantic ocean – takes place from June … Read more
Does Homeowners Insurance Cover Blown-Down Fences?
Generally, wind-related damage will be covered by your homeowner’s insurance, but you should check with your insurance agent if you live in an area particularly prone to hurricane activity. Tornadoes, … Read more
Does Car Insurance Cover Animal Damage?
In short, collision insurance will generally only cover those instances where your vehicle makes a direct impact with a wild animal, such as a bear or a deer. Comprehensive insurance … Read more
Does Auto Insurance Cover Hit and Run Accidents?
Short Answer: Yes – car insurance does cover hit and run accidents, provided that you carry collision or uninsured property damage coverage. Hit and Run Accidents What do you think … Read more
HO-8 Older Home Insurance: How To Insure Historic Homes Over 40+ Years Old
HO-8 older home insurance policies are designed for homes over 40 years old, registered landmarks, buildings on the historic register, architecturally significant homes, and others. If the home is built … Read more
HO-7 Mobile Home Insurance Guide
HO-7 mobile home insurance is the main policy available for mobile homes in the United States. This guide will cover the most important information about HO-7 policies including coverage options, … Read more
HO-6 Condo Insurance: The Ultimate Guide To Benefits, Coverage, And Plans
HO-6 insurance is a condo insurance policy specifically designed for apartment and condo owners to provide protection for the condo’s internal structure. This policy includes the owner’s personal property located … Read more
HO-5 Homeowners Insurance: Premium Home Insurance For Complete Asset Protection
HO-5 homeowner’s policies provide the ultimate insurance for homeowners who want the highest degree of coverage. If you only need basic protection for your home – an HO-3 policy will … Read more
HO-3 Homeowners Insurance: Why HO-3 Is the Most Popular Home Policy in America
HO-3 homeowners insurance is the most popular home insurance plan in the US and it covers essentials such as the home structure, personal belongings, legal liability, and medical payments in … Read more
HO-2 Homeowners Insurance: Detailed Guide to HO-2 Insurance Policies
The HO-2 homeowner’s policy is an insurance policy that provides a basic degree of protective insurance for homeowners. HO-2 homeowner’s policies are among the least popular types of home insurance … Read more
HO-1 Homeowners Insurance: The Ultimate Guide To HO-1 Perils & Coverage
The HO-1 homeowner policy is the most basic home insurance policy currently available to homeowners. Many insurance companies are replacing this policy and defaulting to more advanced policies such as … Read more
Whole Life Insurance
Whole life insurance is a kind of permanent life insurance. This means that the policyholder will have the policy for life. This is in contrast with term life insurance. Term … Read more