Many homeowners are asking this question lately: does homeowners insurance cover roof leaks from ice dams? The answer, unfortunately, is not a simple yes or no. It depends on your … Read more

There is no doubt that trees are a beautiful addition to any property. However, when trees grow too large and their roots begin to damage nearby properties, things can get … Read more

Identity theft is a growing problem in the United States. According to the Identity Theft Resource Center, there were 781 data breaches in 2017 that affected over 176 million records. … Read more

You might be wondering, does homeowners insurance cover a broken sliding glass door? The answer is: it depends. There are a few things that you need to take into account … Read more

For most of us, when we have a problem in our home we worry about not only the home itself, but all of our belongings and irreplaceable items that we … Read more

You just bought your dream home. You spent months looking for the perfect one and when you finally found it, you were so excited to call it your own. But … Read more

Homeowners insurance covers some types of porch damage, provided you select a policy with a dwelling insurance clause. These clauses extend protection to any structure physically connected to your home, … Read more

Most homeowners in the US have a dishwasher sitting in their kitchen because it’s essential for loading dishes, pans, utensils, and pens. The dishwasher can cause water damage to the … Read more

Trees look beautiful and purify the oxygen we need to breathe. However, it’s difficult to appreciate the beauty of trees if you return home only to find out one has … Read more

California residents who are buying real estate near high-risk areas surrounded by flammable vegetation find it increasingly difficult to obtain home insurance. Wildfires burn thousands of homes in California and … Read more

Home insurance covers property damage and personal property such as the air conditioning (HVAC) unit. Each home insurance policy defines a set of covered perils that you can claim damages … Read more

Hail storms are a frequent occurrence in certain US states and they can cause roof damage to the tune of thousands of dollars. The cost to repair the damage varies … Read more

Homeowners policies state very little about mold damage even though it’s a serious issue in many US homes. There are different forms of mold damage and it is hard to … Read more

If you’re considering building a swimming pool, the pool might be covered in your current homeowner’s insurance policy. Insurance companies deem pools a liability, however, they are affordable to insure. … Read more

Power surges are sudden increases in electricity that have the potential to destroy electric hardware in the home in a matter of seconds. If you experience a power surge, this … Read more